About UberFi

Our Mission

The Harvard/Stanford led team at UberFi has developed a global infrastructure applying state-of-the-art fintech technologies to provide financial services to the two billion unbanked. We partnered with BitMinutes as a cash token that can be used or transferred between the four (4) billion people who have to prepay their mobile phone time and internet access.

However, in a seminal white paper, the Gates Foundation outlined the need for a network of trusted agents as the human interface necessary to accept and disburse cash for electronic cash tokens like BitMinutes. To meet this exact cash in/out need, our team created the Trusted Agent Network or TAN which, as a welcome beneficial by-product, creates financial services jobs in the developing world by turning the corner retailer into the corner banker.

UberFi provides Central Banks with a turn-key solution to issue a Stablecoin or digital version of a country’s fiat currency. These digital currencies are immediately interoperable with BitMinutes, and we collaborate with third-party providers to deliver retail CBDC distribution through our global Trusted Agent Network. No one else in the world has this solution ready today.

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Tom Meredith

Founder & CEO

Tom received his Mechanical Engineering Degree from Stanford University in 3 years and has been involved in blockchain technology companies enabling the world’s central banks to create their own digital currencies. He is the inventor of the Smart Contract and Atomic Swap wallet.

His team includes Harvard Business School and Stanford graduates with decades of Wall Street and financial technology (FinTech) expertise. Together, they have built a global infrastructure applying state-of-the-art fintech technologies to provide financial services to the two billion unbanked — connecting them to the global economy through digital currencies, microloans, and trusted retail networks.

CBDC Platform

UberFi’s custom Central Bank Digital Currency (CBDC) platform is built to be the virtual representation of a nation’s fiat currency. It provides a unit of account tied on a 1:1 basis to the official currency, regulated by the respective monetary authority, and supports retail, wholesale, and cross-border applications.

DeFi Liquidity Pools

Liquidity pool technology using smart contracts on a decentralized basis ensures transparency and fairness. Our BonDeFi.io protocol issues digitized bond offerings using proprietary interest-bearing stablecoin tokens, raising Central Bank reserves and providing up to 10% APY for depositors.

Trusted Agent Network

The TAN retailer Point-of-Sale software solves the “last mile” problem identified by the World Bank and Gates Foundation. Live in Kenya, Nigeria, and Guatemala, TAN turns corner retailers into corner bankers — delivering cash-in and cash-out services to the unbanked at scale.

14 Countries with active operations and distribution

Mwale City, Kenya — Private labeled turn-key POS/token/blockchain solution using celebrity Akon’s Akoin.io Token, custom built by UberFi. Expanding to the planned $6 Billion Akon City.
Nigeria — Live with 1,000 TAN Agents and 6,000 customers, built using TAN affiliate marketing.
Guatemala — Partnership with the largest micro-finance company and the largest remittance bank; 6,000 potential TAN Agents.
Bahamas CBDC — Retailer interface assisted by UberFi team member.
Digital Currencies Issued — BitMinutes, 4 Stablecoins (tKES, tNGN, tGTQ, tUSD), Akoin.io.

Our Mission

Our Team

Tom Meredith

Our Technology

CBDC Platform

DeFi Liquidity Pools

Trusted Agent Network

Global Footprint

Our Partners